Financial Literacy

We have financial resources designed to help you learn about budgeting, investments, home ownership and more.

How do we do this?

We understand that managing finances is intimidating for many. We pave pathways to financial literacy in order to parlay the methods for saving and spending wisely. We offer tips on successful budgeting, establishing credit, and debt management, as well as information about banking, investing, reaching your financial goals, and more. These tools are here to help you feel less stuck, more confident, and be utilized to improve your financial security.

African couple facing financial stress. Young woman with curly hair planning family budget in kitchen, using generic laptop computer. Her husband holding pencil, helping her to use online banking app

Budgeting

Make use of a budget worksheet. Seeing everything written out can help you better understand your finances. Here is a link to a printable worksheet https://www.consumer.gov/content/make-budget-worksheet

Goodbudget is a free (with option to upgrade to paid) budgeting app that allows multiple devices to access the same account, so partners and family members can share a budget. You manually input your income and debts, so it can still be used if you don’t have bank accounts yet. goodbudget.com

Investments

Homeownership

Purchasing a home for the first time can be overwhelming. Where do you even start? The Consumer Financial Protection Bureau has a roadmap on their site https://files.consumerfinance.gov/f/documents/201612_cfpb_HomebuyersMilestoneMap.pdf

Know your credit score, even if you don’t have a credit card. It will affect your home buying power. We like https://www.creditsesame.com because it offers tons of personalized tips.