- A checking account keeps your money safe. Cash money kept at home is vulnerable to theft, misplacement, fires, and floods. Banking your money keeps it in a safe location, backed by the insurance banks and credit unions are required to carry to protect your money.
- A checking account offers more options for access to your money. Always carrying around the cash you may need can be a pain. With a checking account, you can write a check, pay with a debit card, make digital payments, and take out cash withdrawals.
- A checking account makes payday easier. Most employers pay via check or direct deposit. With a checking account you can collect, deposit, and cash your paychecks with ease – allowing more immediate access, and also avoiding extra fees charged by check cashing services.
- A checking account makes it easier to manage your money. When you have a checking account, there is a “paper trail” following your money. This allows you to track your spending, makes it easier to budget, and offers proof of purchase when necessary.
Historical Figures: Benjamin Banneker
Benjamin Banneker was a free black man born in Maryland – at the time a slave state – on November 9, 1731. His maternal grandmother was an Irish indentured servant…
Hidden Treasures: The African American Research Library and Cultural Center
According to their website, this 60,000-square-foot public library is extraordinary for the quantity and rarity of books on Black history and culture, and books written by Black authors. The auditorium,…
Literary Focus: Relational Intelligence
Title: Relational Intelligence Author: Dr. Dharius Daniels More info: Dharius Daniels RQ Purchase: Amazon: Relational Intelligence For our first literary review, we’ve chosen a book that aims to help us gain the…